Life and Inspirations

Goals-An Integral Part of Success in Life.

Goal-An integral part of success in life.
Written by Banani Chakraborty

Goals are an integral part of success in life as it is an indispensable part of achievement in our life. They give us motivation, positive attitude, focus and direction.

 Goals-An Integral Part of Success in Life.


A goal is actually an idea of the future. In fact, it is the desired result. Usually, a man visualizes, plans and commits to achieve that. People set a deadline and endeavour to reach the goal within a stipulated time. Goals are equally important fundamental parts that enable us to live purposefully.

Goal Definition:

Goal settings

Source-Google Image

To begin with, the goal is the end result in which we require effort. However, a goal is the all-important first step to make our dreams a reality.

Goal Setting Definition:

Goal setting is a complex process. It decides what we want to achieve within a time-frame. Accordingly, we plan and take actions to achieve the desired result. It is another very important part to get success in life.

Indeed, Edwin Locke is a noted psychologist. Moreover, he is a goal-setting master or guru. According to him “one must focus one’s thoughts on what one wants to achieve and on the means to attain it.” … Edwin Locke.

At the same time, we will have to know all those most important factors. As a matter of fact, they make goal setting more effective.

By the by, Gary Latham is another eminent American psychologist. Not only that he is also a prolific author. He along with Locke, suggested that we have to remember 3 key things. They will help us to maintain our motivation. It is highly necessary to achieve our goals.

These three key things are as follows.

1)At first, our goals must be challenging instead of average.

2)Moreover, they will be clear, not general.

3)Finally, they need to be knowledgeable with appropriate feedback from time to time.

Therefore, not only challenge but also clarity as well as feedback are necessary for goal setting.

In the process of defining goal setting, we need to ensure that challenge, clarity as feedback are essential parts of the process.

Types of Goal Setting:

When we set goals, we have to fix the time. In fact, this timeframe indicates when we will finish the task or work.  In the first place, we may classify four types of goals. They are

1) At first, it is a stepping stone goal.

2) Secondly will come short term goals.

3) Then we have long term goals.

4) Finally, there are life goals.

Lifetime Goals:

In the first place, these are those major goals that we want to accomplish in our life. In fact, we will achieve them later in our life. The time depends upon our age. Most importantly, we will accomplish these goals after ten or more years.

To tell the truth, these goals may be regarding our education, career, personal finance. Moreover, it may be our enjoyment in life or our family. Added to this, we may think a lot more things which we want to get after 10 years or even more.

Examples of lifetime goals are as the following.

1)I will complete my master’s degree.

2) I must get a central government job. I will be an I.A.S. or I.P.S or a professor.

3) I will be a cricketer or film star or footballer.

lifeytime goals

source google image

4) When I attain 40 years, I will purchase my dream bungalow.

5)I will be an established businessman.

6)I must go round the world with my family.

7)When I retire, I will have 5crores of rupees in my retirement fund.

8) I will have a BMW and a Mercedes Benz.

These goals are most meaningful in our life. But we will achieve them after at least ten or more years. As a result, it is a big problem to remain focused. Moreover, we, have to reach these goals by maintaining our positive attitudes.

However, we may also make a huge list of lifetime goals in various aspects of our life.

List of goals we want to achieve in our lifetime:

To start with, life goals will vary enormously from man to man. Here, I will discuss an Individual’s life goals. To tell the truth, it is quite different from a company’s or organization’s or business views.

However, we should take an exercise book and write down our goals. Moreover, we need to look at those goals after a regular short interval. It may be once a week.

Below is our list of goals. TRAVEL
1)Hill Stations:










Sandakphu and Phalut(trekking).

Kolakham and Rishop 






Mathura and Vrindaban

















Shirdi Sai temple.


Jim Corbett National Park.

Kanha and Bandhavgarh.


Agra Tajmahal.

Murshidabad Hazarduari Palace.

Khajuraho Temple.

Mysore Palace.

7)Foreign countries


Australia, Melbourne.

Italy, Rome

France, Paris.

England, London.

Malaysia and Indonesia.

Africa (beaches and jungles).


I prefer to cook some very tasty and delicious recipe. My target is to cook various Bengali foods on some special occasions of my family.

I also prefer some new dishes like delicious prawn masala recipe.

3.Love and Relation:

I will be honest and liable to my love and relation.


Create a retirement fund of Rs 1crore using the power to grow our savings.

Create a tour and travel fund to fulfil my travel goals.

I must take term insurance of Rs 1 crore from Life Insurance Corporation of India.

I will make 10 lakhs child insurance policy. Moreover, I will open a savings account for my child when he will be 18 years of age. Further, I will start a mutual fund for him when he will attain 18 years.

5. I will play my role of parent for child development.

In reality, I will give my children full liberty to choose their career. I will help them to fulfil their dream.

6. Further, I will take healthy food.

I introduced fruits like apple, banana, a raisin in our daily routine. Moreover, we all like mango very much. From mid-April to July we will eat mango regularly.

Further, I use foods which contain antioxidants. In addition, I ensure sufficient protein foods for every one of my family members. I also prefer such foods from which we will get our necessary supply of vitamins and minerals. Above all, these foods will help to lose our weight naturally.

7. I have started some freelancing Jobs.

Actually, I am doing freelancing jobs for the last 6months. It is my target that I will earn Rs 1lakh from it within the next three years.

8. I will do some exercise and yoga and meditation for 1 hour from 6.00 am to 7.00 am.

9. Furthermore, I know the importance of sound and sufficient sleep. I also know the necessity of deep sleep.

Above all, my goals are

In order to achieve these lifetime goals, we need a series of stepping stone goals. They will help us to measure the progress towards achieving the lifetime goals.

Long-Term Goal:

In the first place, it is almost identical to lifetime goals. It is those things that we want to achieve in our future life. Usually, it will take several years to achieve. For instance, it may take three to ten years.

Some examples of long-term goals are as followings.

  1. At first, I will create my retirement fund.
  2. Secondly, I will be so healthy so that I can play with my grandkids.
  3. Thirdly, I will avoid sugar and cholesterol.
  4. I will make a dream home.
  5. Next, I will start a new business when I will attain 45 years of age.
  6. Further, I will develop leadership qualities.
  7. Besides, I will try to build a relationship.
Short-Term Goal:

To tell the truth, these goals are those things that we want to accomplish very soon or in the near future. It may be any time within the next two years or so. These help us to reach our long term or lifetime goals.

Examples of Short-Term Goals:

Some common short –term goals are as follows.

  1. At first, I want to increase my accuracy as well as speed.
  2. Secondly, my goal is to manage and utilize my time in a better way.
  3. Moreover, I will keep my workplace neat and clean.
  4. Fourthly, I must finish all my works within the stipulated time.
  5. I will also appreciate others works and recognize them.
  6. I must always avoid negativity.
  7. In addition, I will avoid conflict.
  8. Besides, I will daily read.
  9. Not only this, but I will also learn new skills.
  10. Further, I will try to cut down my unnecessary and extra costing.
  11. I will also show gratitude.
  12. Moreover, I will learn to tackle my rejections and failures more successfully.
  13. Furthermore, I will open a savings account tomorrow.
  14. Another important thing is that I want to better my communications.
Stepping Stone Goals:

These stepping stone goals are actually transactional. In reality, these are our action steps. Ultimately, they may help us to achieve a bigger goal. In all honesty, they will help us to achieve short term goals.

  1. PHYSICAL: daily exercise; medical check-up
  2. PERSONAL DEVELOPMENT: Read30 minutes daily; attend self-development training or seminars, at least one in a month.
  3. SPIRITUAL: daily prayer; listening spiritual songs, meditation.
  4. BUSINESS AND CAREER. promotion; increased business
  5. COMMUNITY: Donate blood regularly, give some volunteer service.
  6. RECREATION: see a picture or a game. Attend a reunion. Play games like football or cricket or carom or chess, on holidays. start a new hobby.
  7. FAMILY: involve more with family activities; better love and relation.
  8. FINANCIAL: opening a savings account, start investments in mutual funds; big billion-day savings

Now, I want to make a retirement fund od Rs 1 crore. It is a lifetime goal. I am just 25 years at present. I need the fund when I will attend 60 years of age. So I have 35 years.

For this, I will start a S.I.P. today of Rs 500 per month. This is a stepping stone goal.

I am continuing it for one year or so. It is my short-term goal.

I will start another S.I.P.  of Rs 500 per month after every 2years. I am successfully doing this for the last 10 years. It is my long term goals.

I will carry on these ways to attain my lifetime goal.

SMART Goal Settings:

Most importantly, it guides our goal setting. SMART is actually an acronym. It is the abbreviated form of Specific, Measurable, Attainable or Achievable, Reasonable or Realistic, and Time-bound. In all honesty, our goals must be always SMART.

What are SMART Goals?

smart goals

source-google image

If we want to want to pursue a goal, then it is vital to provide a decent picture of this goal. We will make a tangible analysis in advance. In turn, it may help us to reach the goal or finishing line.

A SMART goal not only gives us direction but also helps to achieve it.  It is also well-formulated. Every one of us can easily understand a SMART Goal. Below is the explanation of SMART.

In fact, there are five letters in SMART. Each letter emphasizes on a different feature of our anticipated outcome. It is equally important whether our goals are business-related or focused on our personal life.

If we write them down, they will help to reach them. At first, we write down our goals. At the same time, it ensures that we do not overlook any goal-setting details.

Below is the explanation of SMART.


At first, S comes. Actually it means specific.

If our goals are specific, then we have a considerably greater chance to accomplish them.

Our goals must be comprehensible, clear, and precise. Only then, we may be able to achieve them. To create this, we will first need well-defined and unambiguous answers of these few questions. Most importantly, they all start with ’Wh’

An ambiguous goal is that I want to save a lot of money in my life. However, there is nothing specific. So there is hardly any real chance to achieve this goal.

Now if I answer these questions, the SMART goal will be almost ready or set.

  1. Who: Who is involved here? The answer will be it is I and my savings.
  2. What: What I want to achieve? I want to create a fund of Rs 1 crore.
  3. Where: Where is it to be achieved? I will achieve it through mutual fund S.I.P.s and Life Insurances policies.
  4. When: When I want to achieve this? I want to have this when I will be 60 years of age. Now I am 30 years of age. So, I will get 30 years to complete it.
  5. Why: Why I want to achieve it? This is my retirement fund. I will need this for my retired life.

The goal always should describe an observable action, performance or result. It will help us if we add a numerical value, amount or percentage.


Secondly, comes M. It means measurable.

We shall be able to measure our development towards the achievement of the goal with the help of some specific tools. Moreover, starting and end date helps to determine it. If we fail, then we cannot track our progress to reach the goal.

For measurable goal, we need to answer the following questions.

  1. How many/much? To answer this question, first, I will have to know how to grow our savings? I will start a S.I.P. of Rs 500 per month. Moreover, I will take a life insurance policy whose sum assured is Rs.5 lakhs.
  2. How will I know whether I have attained my goal? At the start of the policy, I will come to know about the tentative return if I carry on.
  3. What is my indicator of progress? I will check the growth of my savings after every three years. It will indicate me whether I am on the right track.
Attainable or Achievable:

Then comes A which stands for attainable or achievable.

A goal should be achievable. It may be hard or challenging at the beginning.  But it is not impossible to reach or accomplish. At first, we will find out how to realize the goal.  Then we will work hard in that direction. To achieve it, we will have to stretch us to meet the challenge. Only then, we will be able to reach the target.

Now, we have to ask ourselves the followings.

  1. Whether I possess all the necessary resources and abilities to achieve the goal? If it is not, then what I want?
  2. Whether other people like us did it successfully before?
Reasonable or Realistic:

In fact, R comes as the fourth letter. It actually indicates reasonable or realistic.

To tell the truth, there must have some reasons which are relevant to our lives.

In the first place, it takes into account the real-world scenario. The perspective must be challenging. Moreover, it must bring benefits to us. We must also possess sufficient and strong reasons along with the capacity and necessary resources to start.

At first, we need to ask ourselves the following questions.

1)Firstly, is this goal reasonable or realistic? Whether it is within our reach?

2)Secondly, we know the time and available resources. Is the goal attainable with their help?

3)Finally, shall we commit ourselves to achieve the goal?


Finally, comes T. It stands for timely or time-bound.

It must possess a starting date and an end date. The purpose of it is to generate urgency. It is specifically essential that we mainly go the SMART way for short-term goals. But, we may not possibly do it for attaining long-term goals. We will also remember that a tight deadline may demotivate us. Therefore, we will not accept it.

Usually, if the time is over a year, then we will tend to relax a bit. When we start, it may be too late. It will slow down the work.

If the time is only 15 days or a month, then we are very serious as we have hardly any time to waste.

Therefore, a goal requires to be time-bound. Otherwise, there will be a lack of urgency and motivation to reach the goal.

In this connection, we need to ask ourselves the following questions.

1)Whether our goal has an end date or deadline?

2) If so, then what is the deadline.

Another example of a SMART goal:

I will lose my weight in natural ways (5kg weight in the next 30 days). Therefore, I will start Yoga along with Physical exercise. I will start it tomorrow.

I will do this for the next 30 days continuously. Moreover, I will incorporate exercise into my daily schedule. In the first place, I will start it from 7.00 AM. Further, I will do it for continuously and intensely for 1 hour.

I will incorporate jump rope(skipping), cycling, Bodyweight(Calisthenics)/ Weighted Exercises, etc. I will also change my food habits. In the first place, I will take proteins with every meal and refreshments.

I will not take sugar in any form. I will lose my weight at least 5Kg in next 30 days.

  • Specific: I will LOSE 5KG weight in 30 days in a natural way.
  • Measurable: If we take our weight in the weight machine, we can measure it.
  • Achievable: It’s a goal hard enough but possible within 30 days.
  • Reasonable: It is possible, so it is realistic.
  • Time-Bound: 30 DAYs. 1 hr/DAY! It will start from tomorrow. It will end after 30 days.
The Importance of SMART Goal Setting:

From the above discussion, it is clear that only SMART goals may attain success. Because, it is specific, measurable, attainable or achievable, reasonable or realistic and time-bound. It gives us a sense of direction. Moreover, it facilitates us to organize. As a result, we can reach our goals.


If we want to successfully pursue a goal, we must follow this goal-setting rules. Therefore, its use is very extensive.

Personal Goals Definition:

These are the targets for personal development. In fact, the perspective varies a lot with man to man.

Personal Goals Setting:

In the first place, individuals want to better their present situation. Most importantly, they do this with the help of a systematic process. To tell the truth, it involves desire, dedication, determination, devotion. Besides, it needs deep thinking and execution.

Some examples of very common Personal Goals are given above.

Goal-oriented Apps/Tools:

make goal with a plan

Source Google Image

To begin with, there are some useful apps or tools. They may be wellness, financial, alert or calendar apps. They help to prepare short as well as long term decisions about their income.

At first, they construct some financial categories. Thereafter they allocate fixed earnings in those categories. Usually, these may be weekly, monthly, quarterly, half-yearly and yearly budgeting decisions.

Indeed, they help with money management. Health and wellness apps help to create short-term as well as long-term fitness goals. At first, we set our goals.

Then we make a strategy to reach our targets. We will then follow our dietary habits along with daily exercises. The apps help to break down the final result in smaller but achievable goals. Next, The apps help to determine short-term progress.

Examples of  some SMART business Goals:
Business goals

source google image

  • Win Four Projects Per Month (business goal).
  • Pay Off INR 5,00,000 Debt Within the next 50 months. (either business or individual or both).
  • Increase Search Engine Traffic by 5% within Next Month
  • Receive 5 Rejections per day.
  • Grow Market Share by 5% at the End of this year.
  • Reply to Customer Queries Immediately.
  • Increase Website Traffic 5% by December.
  • Increase Website Traffic from 500 to 1000 Visitors Per Day Within the next two months.

We will set our goals so that they will lead us to success.

Set goals, achieve them and be successful.



About the author

Banani Chakraborty

1 Comment

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